Insurance Planning

BPM Insurance Services LLC boasts an expanded range of services and products, offering clients various short and long-term insurance planning options. Our goal is to facilitate the purchase of an insurance contract and to make sure that it is structured properly - the right amount, the right kind and the correct owner.

Our process begins with determining the appropriate amount of insurance coverage by examining your lifestyle needs and existing coverage. The next step is to establish the appropriate type of insurance given your budget and risk tolerance. We also evaluate the range of insurance carriers in terms of quality and performance to find the right carrier for you and often to diversify among the best carriers. We carefully walk you through implementation - working with the underwriters to ensure that you receive the best possible offer and verifying that the ownership and beneficiary designations are properly structured. Our optional ongoing services include monitoring the policy’s performance and contacting you regularly to make certain that your insurance plan is up to date.

The following are some of the services we provide:
• Help client determine life insurance need
• Life insurance design
• Disability income coverage
• Long term care coverage
• Tax-deferred savings vehicles
• Deferred compensation plans
• Supplemental 401(k) plans
• Buy/sell and key person funding
• Pension planning

BPM Wealth Management, LLC is a CA Registered Investment Advisor. It is not an accounting firm, is not licensed by the California State Board of Accountancy nor does it render legal advice. Securities and insurance services offered through BPM Insurance Services, LLC, member FINRA/SIPC, 600 California Street, Suite 1330, San Francisco, CA 94107 (415)477-8600. CA License #0D28746. Securities also offered through ValMark Securities, Inc. member FINRA/SIPC. 130 Springside Drive, Suite 300, Akron, OH 44333-2431. (800)765-520l. BPM and ValMark are separate entities.