Retirement
Planning
We approach retirement planning from two different perspectives: clients who are nearer retirement and need a plan for the more immediate future, and clients who are farther from retirement and have more time to implement their retirement plans.
For clients who are near retirement, a full financial plan is usually appropriate. We will carefully understand our clients’ retirement goals, and then structure our planning around a comprehensive and independent look at the following areas:
- Long-term cash flow
- Retirement plan distributions
- Concentrated stock positions for executives
- Business succession strategies for entrepreneurs
- Investments
- Wills, trusts, and other estate planning tools
- Long-term care insurance
- Social Security benefits
- Charitable Planning
- Education and other gift planning for relatives and friends
- Life insurance and annuities
For clients who are farther from retirement, we determine what is necessary to meet their unique retirement goals. This typically includes:
- Determining what savings vehicles to utilize (401(k), IRA, etc.)
- How much to save
- Where to invest your savings (stocks, bonds, etc.)
- Coordinating various employee benefits
- Stock option planning
BPM Wealth Management, LLC is a CA Registered Investment Advisor. It is not an accounting firm, is not licensed by the California State Board of Accountancy nor does it render legal advice. Securities and insurance services offered through BPM Insurance Services, LLC, member FINRA/SIPC, 600 California Street, Suite 1330, San Francisco, CA 94107 (415)477-8600. CA License #0D28746. Securities also offered through ValMark Securities, Inc. member FINRA/SIPC. 130 Springside Drive, Suite 300, Akron, OH 44333-2431. (800)765-520l. BPM and ValMark are separate entities.
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